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Discussion Starter · #1 ·
My husband and I are just starting to ttc, but I am looking into homebirth, midwives, etc. I would love to go to the birth center, but our insurance (Aetna) only covers midwives that deliver in the hospital. I have heard great things about them, but I know that the hospital itself obviously has certain rules and procedures that may interfere.<br><br>
Since insurance won't cover anything, I was wondering if anyone else was in a similar situation and can share your experience and the cost of a homebirth with a midwife attending? I'm just trying to get a ballpark figure to see if a homebirth (with a midwife) would be doable for us.<br><br>
Also, has anyone attempted a homebirth when giving birth to twins? Not sure I would take that risk, but I just started Clomid tonight and I am praying for twins!
 

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Cost varies depending on a lot of things. It seems like I've heard anywhere from about $1000 to $5000, huge range! If you use the search feature for the homebirth forum you can probably find a lot of info you are looking for. Also a lot of insurances will cover a HB midwife they just won't make it easier for you. There are quite a few MDC mamas who have had twins and triplets at home <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile"> Good Luck!!
 

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Do you have any way to find a HB midwife in your area? I think they would be able to tell you a lot about insurance as well as what they're costs are. I didn't realize anything about it at all until I found mine, and then I found out how to have it 100% covered by insurance, but that depends on where you live I also have friends in other states who had to pay 100% out of pocket.<br>
Good Luck!
 

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Costs vary so widely, you would be better off to post that question in your tribal area.<br><br>
Have you asked whether Aetna will pay for your prenatal care? They don't pay for home birth but they have <i>always</i> paid me for any services that did not occur on the day of the birth.
 

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It definitely depends on the area you are in, with my first 2 years ago it was $2,400 for the midwife at the lowest end of her sliding pay scale.
 

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My midwife wasn't covered either, but we still hired her. We paid out of pocket & her fee was 3000 for everything. If you paid by a certain date in your pregnancy, the fee was reduced. We actually paid 2400 to the midwife & 200 for the assistant. It was worth every little stinkin' penny too<img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/love.gif" style="border:0px solid;" title="love">
 

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Discussion Starter · #7 ·
Thank you everyone for your help!
 
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