I went in for the whole kit n' caboodle. It looks cute and makes me happy. She doesn't spend much time in there because we have a co-sleeper, so of course by the time she WOULD sleep in there more often, the bumper will have to come down anyway. Old bumpers with long ties were considered a strangling hazard, but any products sold now are within specific safety guidelines. Did I need all of it? Heck no. But, we could afford to get it and it was such fun putting the whole ensemble together and thinking about my daughter... We definitely don't plan to do the family bed thing, so knowing that we have a piece of furniture that will be good for a few years (it converts to a toddler bed and then becomes a twin headboard) felt good. We don't use the quilt now (except as a playmat), but it will work when she's older. anyway, I'm rambling. Suffice it to say I like the reasonably-priced stuff we got (Hooray, Target!) and I don't regret it.