I have 3 different debts, 2 cars and a student loan.
Trying to figure out how to be debt free within the next two years, or of course as quickly as possible. living pay check to pay check, no savings, no extras...
I am seeing these ads on google to lower debt. I assume the call your creditors and pay them off then offer you a deal to consolidate?
it says things like "lower your debt by 50%"
My student loan is currently in forbearance for a year. I think the interest rate right now is 2% its a federal loan. Its my biggest.
I am not sure if to try to consolidate all the loans, or try to just consolidate the 2 car loans and leave the student loan as it is good rate.
We are going through a short sale so are credit is probably not great, havent checked because the ss hasnt been approved yet.
here is a link to what im talking about. Looks pretty hoaxy to me, but we are desperate.
http://www.freedomdebtrelief.com
Trying to figure out how to be debt free within the next two years, or of course as quickly as possible. living pay check to pay check, no savings, no extras...
I am seeing these ads on google to lower debt. I assume the call your creditors and pay them off then offer you a deal to consolidate?
it says things like "lower your debt by 50%"
My student loan is currently in forbearance for a year. I think the interest rate right now is 2% its a federal loan. Its my biggest.
I am not sure if to try to consolidate all the loans, or try to just consolidate the 2 car loans and leave the student loan as it is good rate.
We are going through a short sale so are credit is probably not great, havent checked because the ss hasnt been approved yet.
here is a link to what im talking about. Looks pretty hoaxy to me, but we are desperate.
http://www.freedomdebtrelief.com