I am wondering if I should do this. Me and my son are on my husbands plan through work, an HMO (so basically useless anyways). We pay 400.00 a month for just me and my son (dh is free). I NEVER go to the dr. I am contemplating cutting off insurance for me (would keep it for my son JUST IN CASE something should arise). I want the next baby to be a homebirth baby anyways and HMO's refuse to pay for that. I plan on doing natural healthy options instead of going to my quack dr. Is this a good idea or no? Should I get cancer or something, then I dont know, but I would go to Mexico and do the Hoxsey treatment anyways (not covered of course). My husband doesnt know if its a good idea or not. Even if I do need to go the dr for something I could pay for it with all the savings of not having HMO insurance for myself. Any thoughts?