Well, crap, I'm only 30 and I remember when cell phones came in suitcases. Unless 30 is old now? Yikes.
We have DSL ($25/month) and a MagicJack. When you prorate the cost of everything we bought to run the MagicJack over 6 years (thin client, $80, powered USB port, $30, MJ, $40, five more years of service, $60), our home phone bill is under $3 per month. If, in five-and-a-half years, MJ is still in business, and we re-up again for another five years, our phone bill will drop to $1 per month. That's including all long distance, caller id, voicemail, blah blah blah. Plus, we were spending around $55 a month on a comparable home phone plan through AT&T, so as long as MJ doesn't go out of business before July of this year, we'll still have saved money.
DH and I also each have TracFones. We got these because they were the only phones we could find that work where we live (MI's UP) and work everywhere else for when we travel. If I'm not mistaken, TracFones are the only cell phones that work in every zip code in the U.S. We buy minutes every three months, and that usually runs around $80 for both of us. So about $26 per month for two cell phones, which is about $20 cheaper than the cheapest contract plan I could find for two people. We talk as much as we want on our cells, too. In my case, I probably talk on my cell more than I want to.
We do have a corded phone still plugged into our old jack, just in case. As long as the phone lines are in working order (which, as we have DSL, we'd know if they weren't), you can place a 911 call and it will go through, service or no.
We do not have cable. We watch virtually everything online. We do have Netflix, but only during the cold winter months. (That's one thing I love about Netflix, is you can ditch in when you should be outside anyway.)
If you break it down to monthly cost, we spend around $55 per month for a home phone, two cell phones, and DSL. In the winter, we add the Netflix plan for another $18. Really, though, the only consistent bills we get are DSL year round, and Netflix about seven months out of the year. So we're looking at $25 a month for about five months out of the year, and $43 for about seven months out of the year.
Which is nice, not having to budget for cell phones or home phones- we've paid for the home phone service up front, we buy cell phone minutes out of DH's overtime pay, and if we were really strapped, we could let the cell phones go if we had to.
I know of no one who pays as little as we do. I know lots of people who get the "bundles" of home phone, internet, and cable for around $100 per month, and then pay for cell phones separately... which still seems like a drag. Even if they are doing TracFones the way we do, they are still paying $125 a month versus our $43, so they are still spending about $80 more than they really need to. But, then, I know a lot of people who think it's totally worth it to spend $80 a month on cable. Personally, I LOVE on demand- I just spent three weeks visiting relatives, and the cable and satellite drove me bonkers- you have to scroll through 300 or 400 channels that you don't even get to find stuff that you do get. Argh.