Well, I was definately not ttc this time, and was in denial at first (Dh had to talk me into getting a hpt). I am not done with my degree and had planned on going to school for the spring semester, Dh is still in school for a few more years, we are in major debt and totally broke. So no, this was not the optimal time for me to be preg. That said though, after I "officially" found out I was preg., I just decided to go with the flow. I am happy, and I can't wait for our little one to arrive. I am trying not to stress about finances, or our complete lack there of. I just keep reminding myself that everything will work out all right, it always does even if it is at the last minute or in a completely unexpected way.