Yes, I do as a rule and I've moved about 600 times. But one time it totally made a difference. This is a horror story! So my ex-husband and I were separating, and I decided to move from New Orleans to Idaho, where my best friend was living at the time. At the time we owned a brand new Ford Explorer, and my older Honda Prelude. The plan was that XH would drive me up in the Explorer, and we'd tow my Prelude, and then he would drive back. So we got one of those tow-dollies (for cars) and hitched it to the Explorer. Well, as it happened, something was wrong with the wiring harness either on the Explorer or the tow trailer, and to make a long story short, there was a short in the wiring somewhere, and our new Explorer caught on fire (as we were driving!!!) and we had about 1 minute to get everyone and everything (including our two dogs) out of the Explorer. God was with us, I swear, because we were in the middle of nowhere Montana, and a fire crew just happened to pass us on the freeway just as it all happened, so they were able to turn around right away and come rescue us. Otherwise, who knows what would have happened.
Anyway, the insurance we bought paid for everything we lost, as well as the amount that we owed on the Explorer, which was like $30,000 (we had only had it about 2 months). So yeah, totally worth it, especially on long trips!
Anyway, the insurance we bought paid for everything we lost, as well as the amount that we owed on the Explorer, which was like $30,000 (we had only had it about 2 months). So yeah, totally worth it, especially on long trips!