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When we got our home loan we got one of those stupid ARM (adjustable rate) and it sucks butt! It was great at first but we've only been here a year and a half and our payment is getting horrendous. Anyways, I need to refi ASAP and get a fixed rate loan but I dont want to get ripped off with one with lots of fees/points, etc. Anyone have any reccomendations?<br><br>
oh man, we just had an earthquake.....now I'm all shaky. LOL It wasnt a big one but that rumble scares me everytime! LOL <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/nut.gif" style="border:0px solid;" title="nut">
 
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