I am 22 weeks pregnant and currently under care of an MD. I would greatly prefer to have a homebirth, and am learning that my out of pocket expense at a hospital, after insurance, will still be nearly $6000, so I am hesitant to pay $5000 for a homebirth midwife and then possibly have to go to the hospital in the case of an emergency. Does anyone know of any good programs for financially limited women or any good midwives who are willing to work with their clients with regards to cost? Please help me! I just really think that a water birth is my best chance at having an unmedicated birth.