I just want to say that I totally understand. I would love to homeschool, but dh doesn't believe we can afford to have one of us out of work right now. We are very lucky to have well paying jobs, a nice house, etc. But we still live paycheck to paycheck due to debt. I feel like I'm in a rat race. I go to work all day...drop my kids off at daycare/school all day....work to pay for daycare. In the end we are never home together and we are making tiny dents in our debt. It just doesn't seem worth it to me.