I'm so frustrated. Some circumstances have come up at my birth center that are making me rather abruptly consider homebirth. However, because my insurance (Blue Cross PPO) covers a birth center birth, the whole thing (prenatal, postpartum, birth, all of it) is only $15 out of my pocket. But homebirth is thousands of dollars. My DH recently started a business, and money is tight. Add a birthing tub and whatever would need to be done about our inadequate hot water heater, and it starts to feel scary. I'm very stressed out.