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Discussion Starter · #1 ·
I am about to start staying home full-time in Jan., but in putting the numbers on paper yesterday, we've realized that we are actually going to have about a $500/mo. income shortfall.<br><br>
Can you guys help me brainstorm ideas of something I can do to bring in about $500 per month? Do any of you work part-time jobs or have a rural paper route or anything like that?<br><br>
I'm panicking and could use some suggestions. Thanks for your help!!
 

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Maybe you could watch a child or two. Thats what I did, and it has worked out really well.
 

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A paper route is going to involve early early hours...<br><br>
If you can type quickly and accurately you could do transcription work from home. There is an entire WAHM board out there at wahm.com that will have ideas and info on teh companies that are worth working for.<br><br>
Can you save an extra $2k now, so you don't have to work the first few months, and then maybe get a part time weekend or evening job when dh can hold baby and you can pump, or you can take in one child for daycare, that will make up the difference.<br><br>
Or you can slash some major stuff from your budget... <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile">
 

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Discussion Starter · #4 ·
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<div>Originally Posted by <strong>Jazzmin</strong> <a href="/community/forum/post/6460660"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">Maybe you could watch a child or too. Thats what I did, and it has worked out really well.</div>
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Can you tell me a little bit more about this, because this is what I'm leaning toward doing, but I don't know the ins and outs of it.<br><br>
Do you have to have some type of certification? In your area, what are you able to charge for an infant or a toddler? Do the parents tend to provide diapers, food for snacks and lunch, etc., or do you add this to your budget like you are running a day care business?<br><br>
Thanks!
 

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I'm a doula, and I make about $500 per birth.<br><br>
I sew, and have been recently sewing cloth diapers and Asian Baby Carriers and selling them (diapers bring $8-18 per diaper, ABC's bring $65 per carrier, $75 for customs).<br><br>
I was watching a baby part time and bringing in $300 a month for 2.5 days a week, but the dad just lost his job. I'll be looking for a new child, as that was my grocery money!
 

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It looks like you live in Arkansas, so I would do a quick search on the DSHS in that state. There should be a section about childcare. I know that in Washington, you legally have to be certified by the state (meaning that you have passed a background check, a TB test, had your home inspected, etc.) before you can watch any children. But, I got the impression that every state is different.<br><br>
If you were to go through the licensing procedure, you can charge more than if you didn't. You would be more set up as a daycare.<br><br>
For me personally, I have a friend who is a SAHM with a 3 year old. She watches my son (she is not licensed btw) for $2.50-$3 an hour, and I rpovide all diapers, formula, wipes, baby food, etc. However, if her son is eating leftovers or something for lunch and she has extras, she gives them to my son as well.<br><br>
In WA if you are a provider there are state programs that you can sign up for that give you a food allowance for low-income kids that you care for. Their parents just have to sign a little sheet and then you get a few bucks per meal to feed them nutritionally adequate food.<br><br>
If you have more questions, you might want to go into the Working Mamas forum - there's a lot of threads in there from people asking how much we all pay for child care, what we are looking for, etc.<br><br>
HTH!
 

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Rosie+1 gave some good info.<br><br>
I only watch one child so I don't have to go through all of the red tape. I am not licensed nor do I run any sort of business. I think that you would be okay to watch one or two, claim taxes, and not have to go through your state's red tape.<br><br>
I watch one toddler part-time and it has worked out great. His parents provide everything as far as food and dipes, I provide the interaction. I charge $15/hr. I justify this price because I have a BA and a lot of training in child development.
 

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Yes, I think it depends on the state. Here in CA you are allowed to watch one child (besides your own) without being licensed, etc. I watched a friend's daughter for a little while and it was really fun. The kids played well together and really enjoyed spending time together. <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/thumb.gif" style="border:0px solid;" title="thumbs up">
 

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I have a friend who tends bar at a really busy place on Saturdays. She works from 3pm until 2:30 am and makes around $250/night. This brings in more than a grand a month. She and her husband use the money to pay debt. It's really hard work, but she's done this for years. They have a house because of it.
 

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My mom works at a daycare center in Arkansas and has friends who provide in-home childcare, so I asked her about your interest. She said you can keep up to 6 kids in your home without a license. If you want a license, you can contact DHHS. As far as how much to charge, it really depends on your area. I would check different daycare rates around your home and go from there. For food, she thinks most people will provide their own baby food, but for toddlers, you will probably have to provide a morning snack, lunch, and an afternoon snack.<br><br>
HTH!
 

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Discussion Starter · #11 ·
Thanks so much for that helpful information, Squirt!<br><br>
Thanks to all of you have replied with ideas. Keep them coming! It's giving me an emotional boost during a very stressful time.
 

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I watch a little girl after school, 5 days a week. I get paid $10 per day to watch her for anywhere from 30mins-2hours. I also watch her on half days for $20 and full day at $30.<br><br>
I watch another lil girl 2 days a week. She is 20 months old. I watch her alot cheaper as they need the help. I get paid $17 per day to watch her.<br><br>
I dont have to get anything from the state to watch 2 children.<br>
I think you have to watch more than 3 kids full time to have to get a license from the state.<br><br>
I provide snack and homework help for the after school.<br>
Then for the 20 month old she brings her breakfast for the month (oatmeal, waffles or whatever) and then I provide snack, drink and lunch.<br>
It is hard at this age as she has me potty training her (more like me trained) since she was 18 months old. But, I do enjoy the kids.. I would not do it if I didnt.<br><br>
You could house clean, walk dogs, pet sit or do a paper route.<br><br>
Hope that helps!<img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/thumb.gif" style="border:0px solid;" title="thumbs up">
 

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There's also a forum here in Mothering about wahming. I went there with a similar question. Some mom's were doing online surveys and making some good $$. They actually started a tribe. Bookkeeping, tutoring...
 

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When I had ds in 99', I wanted to stay home full time BUT did need some extra cash. I started cleaning a house, I make 150$ a week for less than 8hrs work. I have never been able to give it up, it's easy work for the money.
 

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Is there anything you can cut out to make the amount you need less? Maybe some expenses that you normally have working that you won't anymore? Maybe a one or two "extras" you wouldn't mind living without for awhile?
 

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<table border="0" cellpadding="6" cellspacing="0" width="99%"><tr><td class="alt2" style="border:1px inset;">
<div>Originally Posted by <strong>dziejen</strong> <a href="/community/forum/post/6469708"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">Is there anything you can cut out to make the amount you need less? Maybe some expenses that you normally have working that you won't anymore? Maybe a one or two "extras" you wouldn't mind living without for awhile?</div>
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this is what i was thinking, i find it really easy for me cut things out. like for the past 5 months we have had no cable, no home phone, cut back on spending $ at the store, ect. i have been doing this all the past few months so we can spend the $ towards things we need when we move into our new home. but will have to contiune a lot of it so we can start TTC after the first of the year and we have a HI deductalbe on isurance <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/greensad.gif" style="border:0px solid;" title="greensad">
 

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The paper route can depend on the papers in your area - our local city paper is delivered in the afternoon (versus the big city paper which is early early morning)
 

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Do you have any hobbies like sewing, knitting, or writing? You could turn those hobbies into money-- especially sewing and knitting in the cloth diapering world. I thought the house cleaning suggestion was a good one too.
 

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<div style="margin:20px;margin-top:5px;">
<div class="smallfont" style="margin-bottom:2px;">Quote:</div>
<table border="0" cellpadding="6" cellspacing="0" width="99%"><tr><td class="alt2" style="border:1px inset;">
<div>Originally Posted by <strong>dziejen</strong> <a href="/community/forum/post/6469708"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">Is there anything you can cut out to make the amount you need less? Maybe some expenses that you normally have working that you won't anymore? Maybe a one or two "extras" you wouldn't mind living without for awhile?</div>
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I was thinking that too- $500/ month is pretty much our ENTIRE monthly budget outside of housing! Do you have more than one car? Do you have cell phones? Do you take vacations?
 

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I have been trying to figure out how to come up with this exact amount/ month myself so after my dh's raise next spring, we can move out of our 1 bedroom condo (with our soon to be 2 children).<br><br>
My solution - I met with a business owner of a well-established t-shirt printing company. I am going to build him a website and manage it and get 15% of the online sales. It will be up to me to get about 1000 products online but I only have to get a portion of them up before I have this baby. It's been a few years since I've done this type of work but I know enough and have contacts to help me out if I get stuck.<br><br>
I do have income from my artwork, but it is all over the place and it makes me nervous to get into a mortgage situation with some months making a good income and some making nothing - that's too risky for me. It will take a while to get the income I need from the website but it should be a good long term investment for me.<br><br>
Is there something like that, that you have a special skill in - editing? photography? tutoring? handling billing records for a doctor's office? there are a lot of creative things out there you could do like that?
 
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