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Discussion Starter · #1 ·
I am trying to talk to my insurance about the possibilty of a homebirth (licensed and certified midwives are covered, so I'm hoping homebirth will be too.) I'm not pregnant yet, but DH NEEDS to knowif the insurance will cover it or not, just to help us prepare for the fincancial costs of having a baby. So we're trying to get that figured out.. I know that it would probably be cheeper than a hossy birth- but he needs numbers.<br><br>
Its a little confusing... <img alt="" class="inlineimg" src="/img/vbsmilies/smilies/dizzy.gif" style="border:0px solid;" title="Dizzy">: She said its not denied, but they can't say yes it would be approved. (She also said they couldn't descriminate against a homebirth.) She was very helpful and told me that I need to find out how they bill, and procedure codes/dignosis codes as well at the provider type (apparently there is a code for that too.)<br><br>
Has anyone had any experience with this or any advice they can give me? We have Blue Cross/blue sheild. (And just wait til the baby is born and hope it goes through isn't an option. LOL.)<br><br>
Thanks for all the help!
 

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I wasn't able to find a midwife for a homebirth that was willing to take medicaid, they just didn't make enough $ from it is what I gathered. But I was able to find a freestanding birthcenter run by a nurse midwife and it was covered with no problem. She accepts most ins. it says on her website, its not a homebirth, but firgured I'd let ya know.
 

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Try asking the question on Homebirth. They probably have more inform. I could only tell you that my insurance doesn't cover and I also have a very high deductible anyway. My midwife uses a company to bill the insurance and has all the proper codes/so that's not a problem. Good luck.
 

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Discussion Starter · #4 ·
jenrose9- thanks for the mention of the birth center, but we don't have any around here- NONE. So that's not an option. Although the farm is only 2 1/2 hours away. He, he...DH would freak. LOL.<br><br>
4daughters- I'll try posting on homebirth. Thanks.
 

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You may want to check state law about this where you live--different states impose different requirements on insurance companies about what they're obligated to cover.
 
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