We do allowance, well, sort of.. kind of long but i'll try to explain.
The kids were always begging for things and money(becoming very materialistic due to our ex's trying to buy their love) we are struggling ATM and always having to say, we dont have money, which confuses them since we deal 95% in cash so they know we "have(physicly) money. We tried explaining we have to pay bills, buy food etc. which they complained about and didnt bother listening(these all once being very reasonable understanding children until ex's decided to make life miserable) Finally I said, ok, we will set aside $400 for each of you, just like an adult you will have to work to earn your "paycheck" and you will have to pay your portion of the bills, buying food etc. What is left at the end of the month is yours to spend. They all have chores, homework, and i tossed in doing their share to keep family harmony( a couple thought it would be funny to ruin the others chores so they wouldn't get their spending money
: ) the money is... on paper.. put in an "account" for them, at the end of the month I add up how they did on chores, HW etc, adding any bonuses for extra chores or going out of their way to help around the house, they get their bill (ATM.. 1/6 of the bills of the house) they then "pay" us from their "account" and what is left is for them to spend. Now if they dont do chores, refuse to do HW, make life miserable for the family, they lose some of their "pay", just like if you went to work and didnt do your job, so they CAN(one did) end up without enough money in the "account". most of them very quickly looked at it and went, wow, we had $400, we had to pay just part of what you have to pay and now we only have $x left over... so thats why you say you dont have money because you have to use it all to pay those things first!
I know some of you are going, hey thats a neat idea and some are saying, how can you be so harsh. Trust me.. many things were tried! I try to make everything a learning experiance and PERSONALLY feel like "just giving" the money, they just come to expect it and MAY not appreciate or think about the use of it as much as if they have to "work for it"(even if it IS just chores they would be expected to do anyway).
With what i have set up, each child can earn up to $30 a month for spending WITHOUT doing any extras. With 5 children in home ATM even THAT is a large expense! We've only done this 2 months, although i've done mini versions with "my" children before but they were much younger and 50 cents a week was rich back then
lol. So far we've ranged from paying $14 to one ... to being OWED $72 by one, she is scrambling this month trying to figure out how to "pay it back" .. we havent figured out if we may use it for her, by FAARRR the most materialistic, and make it be pay back of extra work, cash and possessions.. thats still in the works and she is doing better this month so maybe it made a different point to her???
sorry got a little OT.. ish. I think that allowance, like many things is a personal/family situation thing. Would you like there to be a lesson with it or just a means to give the child money, do you want them buying specific things.... ie, you'd buy them the $12 jeans but they want the $50 ones, so you pay $12 and let them pay the rest from their allowance money,or is it to buy candy and trinkets, how old is the child, certainly a 15 yr old would "need" more than a 2 yr old, things like that.
I gave my 2 yr old .25 cents a week, when we'd go shoping.. believe it or not by explaining it would take 3 of those to buy a car he wanted, he opted to keep the quarters until he had 3 to buy himself the car .. even thru the great temptation of the gumball machine outside
That was a very proud day for THIS mommy
he is 8 now and still has the car and occasionally talks about saving the money to buy it