and that explains the mysterious credit card debt that kept us from getting a loan on the house we tried to buy late last year.
Originally Posted by Wolfcat
I agree w/ Jillian. I've had a $3000 debt from one credit card for almost 7 years and they've never gone after a refund or even pay garneshment. (Long story, and yes, I do intend to pay it - I've carried around the bills for almost a decade.)
I've heard it has to be like $5,000 or $10,000 before they really go after you.