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we have online access to our checking and savings accounts and we do autodraft on pretty much every routine monthly bill. i write less than 5 checks per month.<br>
i don't know how to manage my money on paper. i still get paper statements and i've been trying to do the check register but i get so behind. i end up with a pile of receipts on my desk from checkcard purchases. i know it's automatically drafted. i know i can cover it, so i don't take the time to write it down...i check online every couple of days (sometimes daily), so i know that what they are showing is accurate.<br>
i'd still like something on paper though, but i'm wondering what would be easier than the check register? for some reason, a large ledger comes to mind, but i don't know why that sounds any better!<br>
what do you do? give me some tips! <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile">
 

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I pay for everything non-bill related with cash. I do the envelope system and keep track of what I spend in the envelopes in excel. All of my bills I pay online through my bank account, so really nothing else is coming out of the account but my bills. I check my account every week (not a lot of activity going on since I have the cash), and I can easily spot something out of the ordinary. I really like paying with cash and this way I'm more accountable for the money.<br><br>
Wendi
 

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Another vote for the envelope system. It makes paying for & tracking purchases so much EASIER! The only thing we put on our card is gas or online purchases. We try to pay as many bills online as possible and we check our bank account online a few times a week, just to be safe.
 
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