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I have been a SAHM for about 4 years now. I love it. I wouldn't trade it for the world. But we moved to a high COL area and dh loves his job. I talked him into applying for jobs in cheaper areas, but he's not really happy about it. If he doesn't get them, I will have to get a good job for us to make it. I have 4 kids. One is a 2mo and I bf and homeschool. I am so upset right now. We have had no choice but to live off credit cards for awhile. We move so often for dh to find jobs that we can never catch up. And to buy a liveable house here, we are looking at 50% of our income to pay for a house or even rent. I have tried cutting every corner. I splurge on a couple things with tax money like decent diapers (that I resell later), plastic free cups, a sling(used), etc. I thought we would be fine since dh makes more than ever before, but things are actually much tighter after I just crunched numbers.<br><br>
I refuse to give dd a bottle. We already have nipple confusion problems and she has food allergies. What do I do? I tried GPT sites once and it was too confusing and I don't have time for that. I am no longer qualified for any "good jobs" and overqualified for menial jobs. I don't have the $ to go back to school either for gas money or tuition or daycare.<br><br>
I can't do daycare b/c I don't have a second vehicle, the required school hours in child ed (for my state), or a big enough place for even us. I thought about cleaning houses but I have no professional experience and I don't even know where to start. Plus, I would only be able to work evenings and weekends *with* LO in tow.<br><br>
What do I do??? <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/mecry.gif" style="border:0px solid;" title="crying">
 

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Hi. Sorry I have no advice for you. Just a <img alt="" class="inlineimg" src="/img/vbsmilies/smilies/hug2.gif" style="border:0px solid;" title="Hug2"><br><br>
I am wondering if I may soon be in a similar situation over here. Hang in there. I hope you get some good advice and support from the other mamas here.
 

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What does dh think of this? Does he realize that you need to find something to make ends meet? Does he see why you should stay home? That might help to start there and work out the numbers etc.
 

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I'm going through a similar situation mama. One friend does medical transcriptions and could hook me up with some work I can do in the evenings. So check the local hospital, sometimes they have jobs that are odd hours, then there is the possibility of medical transcriptions or medical billing from home. Some friends sell things like Henn, Slumber Parties, or Pampered Chef and say the money is good, I don't really feel comfortable with that kind of thing, but if it comes down to it I'd try anything. There is one company that does books and one that does educational toys, so those might cater more to your set of mamas. Maybe substitute teaching?<br><br>
I have 2 things going for me 1) I still have my security clearance so I might be able to do background investigations again part time 2) I have GI Bill benefits from my time in the military so I can go to school at a local CC on the cheap and actually make money from the GI Bill leftovers.<br><br>
Just little things, but every but helps. We've been depleting our savings slowly but surely and I don't want us to get to the point where we no longer have an emergency fund.
 

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Oops, it posted twice, sorry.
 

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You have 4 children.<br><br><br>
Your dh might not like it, but you getting a job isn't the answer. Just the before/afterschool care for the older ones would make you guys end up <i>paying</i> for you to work.<br><br>
Sit down and seriously crunch the numbers and figure out how much you would have to make if you did go back to work, with daycare, extra car payments, clothes...and then show that to your dh. Moving to a cheaper area might be the only way to do it at this point, moving back to this place when the kids are older/life more stable.
 

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Maybe you can figure out how to work from home. It might take a while to make what you'd make outside the home, but every little bit counts. You should visit the wahm well section, there are ideas for how to make money, etc.<br><br>
Good Luck.
 

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Discussion Starter · #8 ·
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<div>Originally Posted by <strong>Amys1st</strong> <a href="/community/forum/post/10813778"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">What does dh think of this? Does he realize that you need to find something to make ends meet? Does he see why you should stay home? That might help to start there and work out the numbers etc.</div>
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He wants me to SAH and he freaks out over money. Things weren't this bad until we moved here. Dh makes substantially more than we used to and he said the city was good (I had never been here), but he was soooo wrong. He loves his job but knows we have to move. I hate moving, too, but we could do so much better in another area. This was the worst decision to move ever!<br><br>
I would have to make $6000 a year just to break even finances wise with the high COL here and our high insurance deductible, etc. Not to mention that since he teaches, he has to put a mandatory 8% into retirement. Which would be nice except for times like now when that 8% could be *food* and he also has to pay union dues, etc. Over 25% of our income never gets to us and we are upper lower/lower middle class!
 

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