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We've lately hit a spot of trouble (the financial cushion - you know, the recommended four months' expenses? - we "thought" we had, we didn't actually have...it's a long story) and so have been doing the usual calling around to the creditors. They've been all mostly pretty good about it all, except our mortgage company.<br><br>
They have - after two months delay - given us a forebearance of two month during which we will still be reported as delinquent (even if we pay the total amount due at the end of the two months). So doing the right thing, calling, making arrangements, being honest, whatever.....not to mention 20 years of excellent grade-A credit does nothing to keep us from being hosed.<br><br>
The house is for sale...and has been for four months. We have an open house on Sunday - all good vibes welcome! This whole mess is really,really getting old, you know!? I'd love to march into the mortgage company office with all the money in unrolled pennies after (if? when?) we sell....wheelbarrow after wheelbarrow full! Just a little fantasy to keep me warm at night!
 

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Sorry, chalupamom -- I hear you. Things happen and it can feel so defeating. Hang in there. Creditors suck. I feel sorry for the people who work for those companies, because they must feel so crappy inside for messing up people's lives.<br><br>
Anyway, I'm sending you house selling vibes. <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/dust.gif" style="border:0px solid;" title="dust"> GL!!!
 

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I'm sending you lots of vibes and hugs.
 
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