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Moving out

509 Views 4 Replies 3 Participants Last post by  QueenSheba'sMom
So, I've decided it's time to move out,separate from dh. The decision was made in January. Since then, I've been trying to downsize & declutter. But downsizing and decluttering is pretty hard for a wohm mom of 2 with virtually no help. My few hours on the weekends aren't cutting it.

We'll be staying with my mom in our new city in a condo that she closes on next month, so we won't be leaving our current city until at least may or june. I hope to find a manageable, affordable condo for the girls and I pretty quickly once we get to our new city.

When do I quit my job? Things are (finally) going (very) well for me professionally right now, and we live paycheck to paycheck.

I need a coach! Guidance. Inspiration. Btdt advice. Whatever anyone has to share.

STBX has offered to help us move. IME, moving is a series of him & his drunk buddies carelessly moving/breaking/losing our stuff. I want their involvement extremely limited.

How to best handle the financial strain that the move will cause (Including a new air conditioner ($1000-$2000))? Open a home equity line of credit? Run up credit card debt? We have no savings. Would it be better to not do the repairs and accept a loss in the value of the house?
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I don't have any specific advice.

Just take it all one step at a time. If you're living paycheck to paycheck, you'll most likely want to keep the job as long as you can.

I don't know the best way to handle your financial situation. Do you have a financial advisor that could help? You could probably get some sound advice without having to pay much.

I hope everything goes well with your move and your starting over somewhere else.

I wish I had more to offer, but I can't think of anything specific that might help right now.
Thank you,

I was thinking that the best thing to do would be first to move our stuff out and then to go about what home repairs are possible.

(which is a small realization that was just enough to get everything moving again)

By next month I should start packing stuff up so that we can be out in June. I'll probably give my notice next month, too.
Are you going to be selling the house? If so, you probably don't want to do the home equity credit line, unless it costs absolutely ZERO to set it up. You would be taking money, that cost you money to obtain, to gain equity in the house. So, you are better off going with less equity in the original mortgage. Does that make sense?

Good luck with your move!
yes it does, thank you.
We will be selling the house. And moving to a much cheaper state where we will actually be able to purchase something nice with only a teeny loan, if we play our cards right. which will make the adjustment to my single income work very smoothly.
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