It doesn't matter how you wear your baby as long as you are weraing your baby! (BTW the moby is too complicated for me, I have several carriers and the fabric I wrapped moby style was eventually turned into another kind of carrier)
Fancy is so not the key! What's important is wearing your baby and you're doing just that.
I might have a baby carrier addiction but, fwiw, with a special needs child (btw SN=expensive;-) I wasn't going out buying expensive carriers. I got a moby style wrap from freecycle and made all of my slings and pouches. I sold one of those slings which paid for all the others I made for myself. The one and only baby carrier splurge was made on an Ergo about two years ago simply because it worked/works best for dd needs.