I had to transfer to the hospital for my last birth and didn't have to have a c/s. Going to the hospital doesn't mean having to have a c/s because you HAVE choices, no matter how much they want to take them away from you. When I transferred they threatened me for 10 solid hours about a c/s and I stood my ground and had the vaginal birth that I wanted. Thankfully I had a nurse that worked with me on the "stomp, stomp, squat" exercise for 45 minutes and got that baby down! Good luck with your decision. I'm facing the same thing, but I'm going to sit down and have a heart-to-heart with my CPM and see if she can hold of on us giving her any money until we get our tax money in February.