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hi! im new <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile"><br><br>
we need help cutting back more. weve already done the usual things that you see suggested. Now, we need help cutting back more to pay off debt. DH refuses to move (we dont pay terribly much in rent anyway) and the only things im thinking is make more food (we do eat junk a lot and convenience food)<br><br>
I dont know how to cook... i am vegetarian and DH is not. DH only eats what he wants (like, if i make him black beans and rice he will go out to McD's and get a burger) He is addicted to gatoraid and soda too...<br><br>
help!
 

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We are having similar problems. wish I could be of more help. I'm be watching for other people's hints though<br><br>
Good luck
 

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I think you already nailed it...food is where it's at. It adds up soooo fast. Especially convenience foods. Learn how to cook well. Ask others who are great cooks what their best tips would be. Vegetarian food is totally delicious...and can be very cheap. Do you have some good cookbooks? Do a search here and you'll find a ton of reccommendations. There are also a lot of suggestions on cutting back your grocery bill. As far as DH...I guess my only advice would be that it's so important to be on the same page with it all before any progress will be made.<br><br>
Also...instead of cutting back even more (which will only cause you to resent it and then you will splurge out of desperation)...why not just trying to bring in more money? Get a paper route...deliver pizzas...have a yard sale...sell on eBay. Any random thing you can do to get extra money in th door helps...and then put it ALL toward the debt.<br><br><br>
And lastly...RUN to the library and check out The Total Money Makeover by Dave Ramsey. It's changed our life!<br><br>
Hang in their mama!! And welcome to MDC! <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/thumb.gif" style="border:0px solid;" title="thumbs up">
 

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Do you know what all your expenses are for a month? Like really, truely? Not just what you think you spend (cause this can be so different from the truth... I still live in denial sometimes). If you keep track of all money for a month, it will probably give you a better picture of where you can cut down. This is something that I do all the time and am continually evaluating and making mental notes. I don't believe in cutting out everything, but I do try to cut a few cents here and there as they will add up. We have made small changes such as more efficient light bulbs, drying clothes on a line instead of the dryer, a cheaper laundry detergent, cutting down on cleaning products, etc. These are not denying us in anyway, but small changes that add up. We have also recently taken larger steps such as becoming a 1 car family. Groceries are someplace that lots of people can cut.... some people feed their families on $200 a month and others are doing it for over $1000.... so there is a huge range in there where you could save a bit. I refuse to eat super, duper cheap as that tends to make us want to go out for a nice dinner, which doesn't save us money at all. So, while we will eat some cheaper meals, we also do eat steak and occasionally some expensive seafood like crab legs (when on sale) and shrimp.... keeps us eating at home and saving us money in the long run.<br><br>
I wish you lots and lots of luck, it is tricky trying to cut down. I am working on ours big time to try to get rid of credit card debts.
 

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Is it possible for you to touch meat? I know some vegetarian's won't touch it.<br><br>
If you can, there are some great beginner's cookbooks with staples such as meatloaf, hamburgers, etc. I really like <b>Betty Crocker's Cooking Basics-Learning to Cook with Confidence.</b> It has some veggie recipes in there too. He can't go out if you cook him meat, right?<br><br>
I have found a local butcher shop has the best prices for meat. Try ground chuck or ground round. It will turn brown when you cook it, and its easy to determine when its done, there is no pink. Buy a bunch of it, seperate it and freeze in freezer bags.<br><br>
Clip coupons for the gatorade and soda, and match them up to sale ads in your local area. Eventually have DH slowly cut down. Even if you buy convenience "junk" like hamburger helper its still better and cheaper then buying fast food.
 

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Discussion Starter · #6 ·
i love the write it down idea... will try that <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile"><br><br>
also heard of a navy shower... <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile"> great.
 

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When you have your beans etc, have a hamburger patty ready for dh to grill up to eat or cook on the cooktop etc. Then both of you can enjoy the side dishes you prepared which could be raw carrots (dh's favorite at my house) or a lettuce salad etc also cut up potatoes like fries and bake in the oven for fries- yummy. Sweet potaoto ones are the best, dd's favorite. How about veggie patties for you?
 

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For about 2 years we were a family of four who ate:<br>
1) vegan (ds)<br>
2) meat eater (dd)<br>
3) semi-meat eater who would rather eat more beans (dh)<br>
4) meat eater who will eat beans but can't digest them well (me)<br><br>
I just made 3 dinners a week that no one cared if there was meat in it or not - like spaghetti and red sauce/ pasta or ravioli alfredo/ and burritos (we just fill tortillas with refried beans and lots of salsa and vegies). Some of the raviolis could be meat and some cheese if you want to give dh a choice.<br><br>
Then you've only got to figure out 4 meals a week. I used to make:<br>
1) burgers - some soy and some meat - and fries<br>
2&3) 2 nights of stir fry/ skillet meal - a little sauted boneless chicken breast or stew meat on the side for dh and everything else is rice or pasta, veggies and some beans or tofu on the side for you.<br>
4) pizza - half meat lover/ half veggie lover (or one each).<br><br>
Basically I made a plan and stuck to it. If they got tired of the same rotation I varied the types of veggies or beans or meat. But I also told them, if they all chose to eat different foods, they would have to understand I was doing the best I could to prepare ONE meal for all 4 of us that each person could stomach in some way or another. Once in awhile if I made a meal three of us loved but one couldn't eat - like dd hates curry and ds wouldn't eat eggs, then I made sure there was some frozen alternative for that mealtime. They were old enough to make it themselves if I didn't have time.<br><br>
The point is, you can make any meal and have meat on the side.
 

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make a budget- track your expenses.<br>
Period.<br>
Then learn how to cook! Dh is a meat eater- I am not.<br>
We eat two different meals. There are lots of things you can make that go with what he is eating. Get him some hamburger, buns, steak and a grill- way cheaper than Mc Donalds and WAY WAY WAY better!!!<br>
See what you are spending first- then see what you want to spend. If your dh is eating at Mc D's 4x a week- cut down to 1X- that will make a huge difference.<br><br>
I make a salad and bread for every meal also.... sometimes that is what I eat- I eat a TON Of pasta and bean soup tho!<br>
LOL!
 

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I would probably start cooking a little meat for you dh, it would save a lot of money. It also might help for you to think of it from the angle that MDs and such don't treat their animals very humanly. If you go with an organic meat you can feel better about the fact that the animal was treated with care, let roam free, fed right and lived a pretty good life. I don't know, but it helps me. They have those individually frozen free range, hormone free chicken breasts at Trader Joe's (if you have one). You can just shake one out onto an oiled baking dish, toss some seasoning if disired and toss it in the oven. You don't even have to touch it.
 

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This is only slightly facetious. Get Morgan Spurlock's "Supersize Me" from the library and have dh watch it. See how interested he is in McDonald's food after that. <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/lol.gif" style="border:0px solid;" title="lol"><br><br>
(DH was really floored by Spurlock's girlfriend's commentary on how a McD diet was affecting their sex life. <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/winky.gif" style="border:0px solid;" title="Wink"> )
 
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