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Discussion Starter #1
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Right now I'm on maternity leave going back June 1. We're planning that I'll have to work until next July when we get the bills paid off. DH brought up last night about the possibility of selling the van since it's worth more than we owe. If we did that I could probably leave work in Jan instead - 6 months earlier.<br>
I don't want to work, will do almost anything to not have to. But is selling the van a good idea? The way to go?<br><br>
If we sell it:<br>
I'll have DH's crew cab truck to drive and he's going to get a beater car to drive to work that would also save us on gas money (A good idea w/ gas @ $3 a gal right now)<br>
We'll have the bills paid off around the end of the year instead of next summer, which means I can quit sooner.<br><br>
If we keep the van:<br>
It'll be paid off in just over a year.<br>
It's roomier than the truck.<br><br>
I need some advice. What else should we consider? Which is the better way to go?<br>
I need help!!!! <img alt="" class="inlineimg" src="/img/vbsmilies/smilies/dizzy.gif" style="border:0px solid;" title="Dizzy">: PLEASE!!!!!!!!
 

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Other things to consider:<br><br>
-reliability and safety of the car you will be transporting your children in<br>
-how many kids you are planning on having and if the other vehicles could accommodate them (safely)<br>
-interest rate on the vehicle (what will you save in finance charges) vs. repairs for the beater<br>
-how much longer you will consider driving the van (if you will own it in a year, but it still has 10 years of healthy life in it, it might be better in the long run than having a beater that you have to sink a lot of repair money into)<br><br>
I might think of other things, but those are on the top of my head of what to consider.
 

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With two kids my main concern would be safety and reliability. Is the beater car he's getting going to bereak down? Can you afford to fix it if it does? Is the van in good shape? Will it last for awhile? What are the insurance costs? Do you have stuff around you that you can walk to in case DH needs the truck?<br>
Is it hard getting the two kids in and out of the truck?<br>
I know it would be a great help to stay home six months earlier but if the van will still be a good car for awhile I would keep it. You know everyone can fit comfortable, it's prolly safe, etc.
 

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I would not be as comfortable putting children in a truck. What do you mean by "beater truck"?<br><br>
Why not sell the truck and use the proceeds to pay off the van?
 

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We sold our Honda when we had the chance to do so because we were under 100K miles and owed less than what it was worth. I have a reliable wagon and we used 1 car til we saved up about $3K for a beater. We actually found a great car for the $$$ but had to search for it and drove a fair distance to get it. I'm so glad we did it. I never want to make payments on a car again. I'd never go to work (or work longer than I had to <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/winky.gif" style="border:0px solid;" title="Wink">) just to make payments on a car!
 

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<div style="font-style:italic;">I would not be as comfortable putting children in a truck. What do you mean by "beater truck"?<br><br>
Why not sell the truck and use the proceeds to pay off the van?</div>
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She said the truck is a crew cab and that DH would get a beater <i>car</i>. I'd be okay with a crew cab for the kids.<br><br>
But the idea of selling the truck is a good'n! <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/orngbiggrin.gif" style="border:0px solid;" title="orange big grin">
 

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Discussion Starter #7
Thanks all! Keep it comin'! Making some good points to think about.<br>
About the truck - we would sell it if we could but we owe too much. DH just got that last year (before we got pg)<br>
The truck is a crew cab 4x4 so no worries of safety for us there.<br>
DH and all his friends know enough about cars that we wouldn't get one that would need a ton of work but if something were needed, these guys know enough to do most things.
 

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I'd sell it yesterday. We've never driven anything other then "beater cars" and get by quite well!
 

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What we have is an 88 chev truck and a 00 camry & 3 kids. The camry is better on gas than dh's truck so unless I need to car dh takes the car to work. if i need the car he takes his truck(his work is only a 5 minute drive). If I go in the morning and don't need the car in the afternoon dh will take the car back instead of the truck.<br><br>
Getting rid of the van & getting a car for you & the kids is a possibility.<br><br>
Either way getting rid of the van will lower insurance prices & the gas you use.
 

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<div>Originally Posted by <strong>daekini</strong> <a href="/community/forum/post/7979768"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">She said the truck is a crew cab and that DH would get a beater <i>car</i>. I'd be okay with a crew cab for the kids.<br><br>
But the idea of selling the truck is a good'n! <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/orngbiggrin.gif" style="border:0px solid;" title="orange big grin"></div>
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THanks, I meant to ask what she meant by "beater car" (I have friends who use it to mean rusted unrealiable pieces of junk, and others who use it to mean nice but older cars, totally reliable and safe, etc) and just typed the wrong word <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/greensad.gif" style="border:0px solid;" title="greensad">. I don't know what crew cab trucks are so I just looked it up. I guess I would feel fine about that, it's as safe as a regular car backseat, right?
 

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I've been in an accident with 4 kids (2 in car seats) in a crew cab, and really, where the truck was higher then a car and the frame firmer, it was a lot safer then in a car or even a minivan. Most minivans are built on truck frames but with a lot more bulk so they aren't as safe.
 

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oops
 

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Discussion Starter #13
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<div>Originally Posted by <strong>crayolaab</strong> <a href="/community/forum/post/7980032"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">THanks, I meant to ask what she meant by "beater car" (I have friends who use it to mean rusted unrealiable pieces of junk, and others who use it to mean nice but older cars, totally reliable and safe, etc) and just typed the wrong word <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/greensad.gif" style="border:0px solid;" title="greensad">.</div>
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We use it as your 2nd description - something older, not as expensive, but a good car.<br><img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/winky.gif" style="border:0px solid;" title="Wink">
 
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