I'm in! We are in a tight, no spend mode while we finish paying off a credit card. As planned, this card will be payed off by the end of August and then I need to put money aside for a trip to California to see my little brother get married. No spend is my m.o. right now.
I'm in....I've been lurking in this forum for a long time and just read Dave Ramsey's Financial Peace.
I told myself I was hopping on the No Spend August Bandwagon no matter what...I am happy to see it started early so I can mentally prepare.
Selu, I've been reading your blog---you are so inspiring.
Can we review the rules and guidelines for the game?
We had to spend $278 on the Acura yesterday, but it's a 99 with lots of life left and it was a gift so no payment. It's the only money we've had to spend in the year we've had it besides oil changes. So I'm not complaining but it was unexpected. I'd like to buckle down and get my emergency fund going again. So another month of no spending here. We did really well in July with the no spending challenge.
I normally call my no spend months "stick to the budget months." We are paying off debt at lightening speed right now, so there is no money for extras. We live on the bascis -- food, bills, mortgage.
I have $50 per paycheck set aside for the occasional trip to the hardware store or oil change for the car. Other than the unforseen incidentals, no other money gets spent -- and this is the hard part -- no movies, no eating out, no babysitters, no clothes, no books, no toys. Ouch.
It can hurt some days, but we are so close to being debt free that the discomfort is well worth it. And we do spend loads of time having fun. Free can be a blast. We swim, we bike, we find free stuff -- we are headed to a magic show at the library tomorrow.
So, my definition of no spend is a tight one.
Yah, really tight.
Edited to add -- I have money budgeted for gas, so I do drive when I need to. But my gas budget is tight (again with that word!) so my driving is limited.
oh ladies, Im a failure after only one day! Worked sucked really bad yesterdy, so me and the other waitress went out to eat after! I hadnt made all that much money so between gas ofr the week and eating Im broke again!
ok deep breath, its still july, so really I can count this as my last slurge before the purge!
I'm in!! I've been lurking here the past few months so
everyone!! We're moving 9/1 and need to buy a new stove for the new place plus save up for the moving van and other extra expenses that always pop up with a move so I've decided this will be the month. I think the hardest part for me will be not getting my morning iced coffee, but I can make it at home
Other than groceries (includes house necessities), bills, gas $$ and dh's weekly allowance for his coffee in the morning (he leaves before the crack of dawn and works construction so I've decided to let this one slide