[maisiedotes]

Holy mackeral. What are we doing having another baby????? We are in a weird situation right now- we have a house in Maine that we are going to be putting on the market in late July (when our tenants move out). We will be selling it at a loss because we can't afford to keep it and pay rent here in MA. I just want to be rid of it at this point. We are currently living wtih DH's brother and his wife till then. We have 2 dogs and have been looking for an apartment for a while now- one that allows dogs, is on the first floor and has a private backyard. This is because I can't POSSIBLY take a newborn, the stroller, DD, and 2 dogs out for a walk 6+ times a day.

And we have to be able to afford it.

I am trying to work as much as possible to pay down some bills. I need a master plan. I will work after this baby is born but we can in NO WAY pay daycare for 2 babies. I will most likely work very early mornings and DH will go to work when I get home. *sigh* We are flat broke and I don't know how on earth we are going to pull this off.. I don't think having the baby will be a big expense because we have good insurance, plan to cloth diaper and BF, and we have all gender-neutral stuff from DD.

I guess I am just freaking out about how we are going to do this financially with work and everything. Luckily I am a pastry chef so I pretty much make my own hours... and I work at a golf course so I will be collecting for a few months. woohoo!

Is anyone else wondering how they are going to manage this stuff?

ETA: we qualify for NOTHING, no wic, no nothing, because we make too much money. but we have alot of debt.

 

[shakenbake]

i know Exactly how you feel
it hit me today and ive been sobbing all day we have no $ literally no $ i am 100$ over drawn in my bank and we dont get payed until next Thursday we dont have our ac on now trying to same $ its 93 deg in the house my head is pounding im just freaking out about everything

 

[Juliacat]

I have thought of nothing else since I found out. We make too much for state assistance and have no debt except the mortgage. However, we also have no maternity coverage on our health insurance, we live in a 680-square-foot house, we don't have much savings, can't afford child care for 2 children and dh and I both work jobs that are done during the day.

:

 

[charleysmama23]

I hear you, though our situation is quite as dire, I understand the general fear and worry about money. This lo was very unplanned, but welcome none the less, and I am trying to figure out if we can manage without my income or not. I'm terrified of being a full-time SAHM, having two kids to manage, money, etc. We have zero family nearby and though we have some good friends it just isn't the same, kwim? With dd I had some mild-moderate PDD which is just not an option if I'm caring for 17mos dd and a newborn so I'm super freaked about that too!
I'm just trying to plan, pray, and not freak out...

 

[pjs]

Any chance you could keep the house and move in there? I'd think it'd be cheaper than renting...

 

[minsca]

I wish I could give you words of advice. But all I can offer is

and

: for the future. It will work out, it might be tough, but it will work out!!

 

[sebarnes]

That sounds really stressful. We, too, are in a bad place financially, so I understand your panic.

 

[marie1080]

Hugs to all of you mamas

I wish you all peace and strength as you figure out how to put all the pieces of the puzzle together.

 

[maisiedotes]

Quote:

Originally Posted by pjs Any chance you could keep the house and move in there? I'd think it'd be cheaper than renting...

We have been thinking about that... it is a toss-up. We moved down here to be closer to our families- they are all down here in close distance. (but everyone works so having them babysit would not work). We make more money down here and it is not as seasonal, but heck, maybe it would be worth it to move back. My mother would KILL me. But chances are, after we sell this house at a loss, we may not be able to buy another house for 7 years or whatever it takes to get a short sale off my credit. The saving grace is, the house is in my name and not DH's.. our mortgage is roughly what rent would be down here in MA so that is a wash.

I just don't know. It is hard to decide- I regret coming down here in the first place, but then again I was so set on moving down here when we were up there. I am afraid to have regrets. Plus we don't have jobs up there. aargh.

For now, we are going to try to get our bills paid down. I wish my sisters would move out of my parents house... so we could move in! (ugh- how bad is THAT??)

I am sorry so many of us are going through this. I wish we could do it on one income.