Okay, dh and I are having an argument. We don't have a huge amount of debt (outside of our house), but we do have some that just seems to keep hanging around. It's what's left of my school loans and our van. I say we need to pay off the frigging debt because we are paying interest which is just stupid to be paying AND our credit scores will go up when we pay off our debts. He thinks it is silly to pay off the debt (just wants to keep paying the monthly minimum) and put money in the bank. I can't seem to get him to budge, but I know my way is more financially sound (please feel free to disagree and give me your reasons!). Yes, I think we need some savings in case something happens, but I would rather pay off our debt than put it all in savings, kwim? Please chime in.