That sounds crazy. I've never heard of that for a doc's office. If they refuse services, take it as a sign that you were meant to find a different care provider. What if you decide to move, or switch docs, or the care you require changes? That sounds like they're trying to rope you in somehow. I'd follow your insurance co's advice.
1 - 20 of 23 Posts
Quote:
Thanks for your response. That's exactly what my husband said. I would be so diappointed if I have to switch Doctors though. I get really nervous about this kind of stuff. Finding a new Doctor and everything. I'll let you know what happens next week.
Originally Posted by St. Margaret That sounds crazy. I've never heard of that for a doc's office. If they refuse services, take it as a sign that you were meant to find a different care provider. What if you decide to move, or switch docs, or the care you require changes? That sounds like they're trying to rope you in somehow. I'd follow your insurance co's advice. |
well, I was about to put up a real fight with the Doctor's office, until I came across this thread. http://parents.berkeley.edu/recommen...nancy.html#fee
I am in the same shoes at the last poster and looks like i have to pay up. However, I hope my insurance will know how to count all my payments towards the deductible..... as if I needed more stress in my life.
by the way, I live in LA and maybe this is just something Souther California Docs do.
![]()
:
I am in the same shoes at the last poster and looks like i have to pay up. However, I hope my insurance will know how to count all my payments towards the deductible..... as if I needed more stress in my life.
by the way, I live in LA and maybe this is just something Souther California Docs do.
wish we'd been smart enough to think ahead. I believe it's too late to switch now that I'm pregnant. Just have to accept the fact that I screwed up!
Quote:
Quote:
Originally Posted by lyttlewon That is how my OB does it. I anticipated that though and switched my insurance before TTC to no fee OB coverage. You can shop around and find one that doesn't but from my experience that is the standard. |
Yeah, 7 months into my second pregnancy, I decided I'd really rather have a midwife-attended homebirth, but since I had paid for everything upfront (I didn't have insurance), I was stuck.
![]()
Quote:
Wow, $5,000 seems a bit steep for prenatal care and delivery. Where I live, standard prenatal care and delivery run around $2,500 from an OB. I would definately complain, because you don't know how much they are going to actually charge you for the L&D and prenatal care. They could just be gouging you for $5,000 when they normaly only charge $3,000.
Originally Posted by happynose Hi, I hope I'm posting in the right forum. I am 2 months pregnant and was referred to a very good and reputable OBGYN by my internal medicine Doctor. When I called to make an appointment, the receptionist explained to me that they charge their patients the fees of her total prenatal care plus delivery upon the first visit! So she said if my insurance pays 80% of costs, then I would have to write them a check for the 20% which would amount to about 1K. Well, the thing is we have a 5K deductible for prenatal visits and now they have billed me for $5,000 with the explanation of (anticipated care). I have seen the doctor twice now. but now that they realize that I have a 5000 copay, they have sent me a bill for that amount. Is that ridiculous? Can a Doctor charge in advance of his/her services? My insurance company told me that I shouldn't pay them in advance and that the Doctor needs to bill the insurance company at each visit so that they have a record of how much I'm paying out of pocket so that once the 5K is reached, their part kicks in. I have an appointment next week and I am going to tell them that. but what if they say that they won't accept it and they won't provide services to me? I guess I'm asking if this is normal and if it's not, how can I argue back that they are obligated to provide services to me as long as I pay at each office visit? Thanks for any thoughts you guys can share with me. I'm very nervous right now. |
Quote:
It is NEVER to late to switch! You always have the freedom to switch care providers. Mamas switch OBs and Midwives all the time. It's really not a big deal. And truthfully, practices that have a ton of patients often don't even know the difference! I hope your situation works out with this OB (if that is indeed what you want), but remember YOU are the consumer here.
Originally Posted by happynose . I believe it's too late to switch now that I'm pregnant. Just have to accept the fact that I screwed up! |
2
Quote:
oh yes
![]()
I meant too late to switch insurance companies.
Originally Posted by elriomidwife It is NEVER to late to switch! You always have the freedom to switch care providers. Mamas switch OBs and Midwives all the time. It's really not a big deal. And truthfully, practices that have a ton of patients often don't even know the difference! I hope your situation works out with this OB (if that is indeed what you want), but remember YOU are the consumer here. |
Quote:
Ah too bad! Hopefully they will be worth the money! I had referred a friend to my OB and had to switch because she couldn't pay up front. She ended up with a pretty good MW.
Originally Posted by happynose wish we'd been smart enough to think ahead. I believe it's too late to switch now that I'm pregnant. Just have to accept the fact that I screwed up! |
Quote:
My OB charged $2500 for the 45 minutes she spent at the actual birth. Everything else was on top of that.
Originally Posted by khaoskat Wow, $5,000 seems a bit steep for prenatal care and delivery. Where I live, standard prenatal care and delivery run around $2,500 from an OB. I would definately complain, because you don't know how much they are going to actually charge you for the L&D and prenatal care. They could just be gouging you for $5,000 when they normaly only charge $3,000. |
1 - 20 of 23 Posts
