Please answer my question:)

While we're asking questions, what does ppd mean?

I'm thinking its Postage Paid Delivery.

While we are here, can we clear up what funded pay pal means, for those who don't understand!

Funded PP means non credit card. Funded is actually using $ you have in your acct. Most people would also accept an e-check and if you have PP linked to both CC and checking acct, you can send via checking but it goes through immediately.

How about "What is paypal?" How much does it cost to sign up and do you need a credit card to work it?

Paypal is like online banking that can be linked to your current bank account IRL (you can also use it IRL by getting one of their debit cards). You do NOT have to have a credit card to sign up-- you can get a regular account and simply link it to a checking account which you can transfer money from into your paypal account and does not cost you fees. If you have a credit card account, you pay fees to send and accept payments. www.paypal.com