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Interesting article in the NYTimes...<br><a href="http://www.nytimes.com/2008/10/07/health/07well.html?ref=health" target="_blank">http://www.nytimes.com/2008/10/07/he...tml?ref=health</a><br><div style="margin:20px;margin-top:5px;">
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<table border="0" cellpadding="6" cellspacing="0" width="99%"><tr><td class="alt2" style="border:1px inset;">But whether the current economic slump will take a toll on your own health depends, in part, on your health habits when times are good. And economic studies suggest that people tend not to take care of themselves in boom times — drinking too much (especially before driving), dining on fat-laden restaurant meals and skipping exercise and doctors’ appointments because of work-related time commitments.</td>
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At the end something sobering and a bit shocking... talking about those who do have health insurance in the US...<br><br>
"...and even among the 179 million who have it, an estimated 1 in 7 would be bankrupted by a single health crisis."
 

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Yup. Most people who are insured are under-insured.<br><br>
I almost had to watch it with my brother and SIL- she and my nephew were on medicaid while she was pregnant/postpartum and my husband was starting his new job. In a couple more months, they would have been able to switch to his job's insurance. However, when my nephew was a few months old, he was diagnosed with leukemia. Because he was on medicaid, his treatment was covered, and all they had to worry about was the health of their little boy (and he survived, by the way).<br><br>
Under the terms of the private insurance, they would have been bankrupted.
 

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<div>Originally Posted by <strong>kalirush</strong> <a href="/community/forum/post/12369634"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">Yup. Most people who are insured are under-insured.<br><br>
I almost had to watch it with my brother and SIL- she and my nephew were on medicaid while she was pregnant/postpartum and my husband was starting his new job. In a couple more months, they would have been able to switch to his job's insurance. However, when my nephew was a few months old, he was diagnosed with leukemia. Because he was on medicaid, his treatment was covered, and all they had to worry about was the health of their little boy (and he survived, by the way).<br><br>
Under the terms of the private insurance, they would have been bankrupted.</div>
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<img alt="" class="inlineimg" src="/img/vbsmilies/smilies/yeahthat.gif" style="border:0px solid;" title="yeah that">:<br><br>
We need to admit this is real. Just because you have insurance doesn't mean you ahve awesome coverage. We need to address this healthcare crisis now, because it isn't going away and it will only continue to bankrupt us as a nation and continue to destabilize our economy.
 

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Yeah, actually our old stock adviser was recommending Anheuser Busch to us a few years ago, because he was saying that we were due for a recession and people always drink more when that happens. He thought their stock was undervalued and a great buy.
 

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Yep. Most of my family is insured, but the premiums are so high that by the time we get done paying them, we have a hard time coming up with the $30 copay. so we avoid going to the doctor as much as possible. When ds1 was hospitalized for observation for 24 hours, insurance only paid half and we had to come up with $1,000 on top of our monthly payments of $400 for the 3/4 of us who have coverage..<br><br>
That didn't break us, but an emergency C section (or even a hospital transfer for a vaginal birth) would have, since our policies don't cover maternity care.
 

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<table border="0" cellpadding="6" cellspacing="0" width="99%"><tr><td class="alt2" style="border:1px inset;">economic studies suggest that people tend not to take care of themselves in boom times — drinking too much (especially before driving), dining on fat-laden restaurant meals and skipping exercise and doctors’ appointments</td>
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In a vaguely related way this reminds me of how I always know the American economy has really been down for a bit: animal rights. Anti-fur movements and vegetarianism become popularly in vogue. Better known as furs become impossible and meats become more difficult to work into a larger portion of the population's budgets.
 

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I'm terrified of gov't healthcare, TERRIFIED! I think it would work well for people who didn't need it but someone like me has that multiple medical issues, 2 very rare that require me to fly 5 states over for treatment that is covered under my ins plan now, yep, scares the he// out of me. My ins is wonderful. They cover 100% of everything, I've already had 3 major surgeries under it and expecting more in the future.
 

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<div>Originally Posted by <strong>angie7</strong> <a href="/community/forum/post/12373218"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">I'm terrified of gov't healthcare, TERRIFIED! I think it would work well for people who didn't need it but someone like me has that multiple medical issues, 2 very rare that require me to fly 5 states over for treatment that is covered under my ins plan now, yep, scares the he// out of me. My ins is wonderful. They cover 100% of everything, I've already had 3 major surgeries under it and expecting more in the future.</div>
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What about people who don't have access to healthcare, what should they do?
 

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<div>Originally Posted by <strong>studentmama</strong> <a href="/community/forum/post/12373292"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">What about people who don't have access to healthcare, what should they do?</div>
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I lived many years without health insurance, luckily I had it when I was first dx. Maybe some type of gov't aid for those that don't but those that can afford private health ins should be able to at an afforable rate and also with the same coverage as before. I don't want the gov't overseeing my health coverage. I've already dealt with them as far as disablity goes, and trust me, they are not that keen on anyone that is disabled.
 

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<table border="0" cellpadding="6" cellspacing="0" width="99%"><tr><td class="alt2" style="border:1px inset;">I don't want the gov't overseeing my health coverage. I've already dealt with them as far as disablity goes, and trust me, they are not that keen on anyone that is disabled.</td>
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I get that. But I also know that most of the people I know who HAVE insurance would be screwed in your situation. Probably the only people who wouldn't are those who are federal employees. My sister the vice-consul has *excellent* coverage, for example. The rest of us, not so much.<br><br>
I don't really want the gov't directly overseeing health coverage, either- I think something where the gov't just negotiates the prices and payments would be ideal.
 

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<div>Originally Posted by <strong>kalirush</strong> <a href="/community/forum/post/12373594"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">I get that. But I also know that most of the people I know who HAVE insurance would be screwed in your situation. Probably the only people who wouldn't are those who are federal employees. My sister the vice-consul has *excellent* coverage, for example. The rest of us, not so much.<br><br>
I don't really want the gov't directly overseeing health coverage, either- I think something where the gov't just negotiates the prices and payments would be ideal.</div>
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My parents are retired federal employees and have federal employees insurance. My mother is diabetic and only tests once a day if she does at all. Why you ask? Cause she can't afford the damn test strips.<br><br>
We are recent federal employees so I called our health plan to see if she could get a better rate with ours. (open season is coming up and you can choose from about 5 or 6 plans.) With our plan she would be paying $103 co-pay for her insulin becuase it doesn't come in generic.<br><br>
I am also fighting the dental insurance to get something for my daughter covered. Apparently they only cover anesthesia if you have more than one tooth pulled.. but they wont cover it if it was only one. It doesn't matter that the tooth was impacted and under all the others.. it was only one.<br><br>
While the federal insurance is MUCH better than the private we had.. (and the dental and vision are even with the same companies...) they are still insurance companies looking out for themselves. They still leave their customers without needed care/coverage.
 

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<div>Originally Posted by <strong>angie7</strong> <a href="/community/forum/post/12373310"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">I lived many years without health insurance, luckily I had it when I was first dx. Maybe some type of gov't aid for those that don't but those that can afford private health ins should be able to at an afforable rate and also with the same coverage as before. I don't want the gov't overseeing my health coverage. I've already dealt with them as far as disablity goes, and trust me, they are not that keen on anyone that is disabled.</div>
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That's what Obama is proposing.<br><br>
I have had Minnesota Care and what it is is subsidized private insurance. You get to pick from three plans and it was by far the best insurance we ever had. The woman who started it is Linda Berglin and intially she wanted small businesses to buy into it, which would have ROCKED! But she couldn't get it passed. I am very exicted about Obama's plan inclkuding that he wants to give a tax credit to small businesses who have health insurance for their employees.
 
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