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Right now I'm on maternity leave going back June 1. We're planning that I'll have to work until next July when we get the bills paid off. DH brought up last night about the possibility of selling the van since it's worth more than we owe. If we did that I could probably leave work in Jan instead - 6 months earlier.<br>
I don't want to work, will do almost anything to not have to. But is selling the van a good idea? The way to go?<br><br>
If we sell it:<br>
I'll have DH's crew cab truck to drive and he's going to get a beater car to drive to work that would also save us on gas money (A good idea w/ gas @ $3 a gal right now)<br>
We'll have the bills paid off around the end of the year instead of next summer, which means I can quit sooner.<br><br>
If we keep the van:<br>
It'll be paid off in just over a year.<br>
It's roomier than the truck.<br><br>
I need some advice. What else should we consider? Which is the better way to go?<br>
I need help!!!! <img alt="" class="inlineimg" src="/img/vbsmilies/smilies/dizzy.gif" style="border:0px solid;" title="Dizzy">: PLEASE!!!!!!!!
 

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You're brave to consider it.<br><br>
Does that budget contain a bunch of money to keep the old beater running? Old cars are cheap to obtain but often expensive to run.<br><br>
Is the van safer to drive your kids around in? I'd be nervous with them in a truck.<br><br>
Does working the extra 6 months mean you get to keep the van instead of getting an old beater? That's valuable both in convenience (of having two good vehicles) and predictability of maintenance costs.<br><br>
Do you need to sell it now in order to do this?
 

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Jess brings up good things to consider, but if all that checks out, I'd do it in a heart beat. I like to have a reliable, safe car - but I'd rather have an older paid off one (which I do) and stay home than work an extra 6 months for a newer one. On the other hand - is there any way you or DH could put in some over time and pay it off sooner?
 
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