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I'm so sorry you're having these problems. Navigating tricare can really take a lot of advocating for yourself, which with anxiety problems may be really tough to pursue. You might investigate your other insurance options like switching to standard with maternity care co-pays or use the prime point-of-service option to be seen by civilians. But most certainly a true medical emrgency is covered my prime at a civilian er, and you likely needed a non availability statement for your previous off post tests. It's just so hard to get the run around when you're pregnant and dealing with a lot of stress and anxiety already. When I feel like that I can't even pick up the phone. Hang in there, I hope you can get the care you need.
 
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