So I have insurance and planned on using it to get my 20 week ultrasound. Since I have one child with a genetic disorder it is really important for me to get the scan. Anyway my midwife has an radiology company she uses to have all her clients ultrasounds. Well they don't take my insurance!! So my midwife called around to about 15 different places, including local hospitals and none of them will allow her to order the ultrasound. One lady even said, "We only take our orders from doctors!" in a rude tone. So I went ahead and changed insurance carriers to one that the radiologist place that my midwife recommends will take. The catch is that it take 45 days for it to be active so I'm kinda bummed that I have to wait a month and a half now. As some of you may remember I was really hoping to get it done before Christmas because I am having family down. So looking like the first of the year before I can even schedule anything. So I'm bummed. On a good note though, my previous carrier didn't cover my midwife and I've been paying for her out of pocket. This new one has been known to pay for some of the other area midwives so we are going to submit it and see. Maybe I can get them to cover it which I guess makes up for having to wait for the ultrasound.