There are no stupid questions! <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/thumb.gif" style="border:0px solid;" title="thumbs up"> The fleece goes in, terry goes out! Good luck & have fun!!!
They should have snaps on them if they are fitteds and you would put them on appropriately according to the tabs.<br>
If they don't have closures then you can chose how you want to put it on. The fleece is softer so I would chose to put that closest to the skin