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Discussion Starter · #1 ·
I'm completely unfamiliar with OHP and pregnant women, I've tried doing some research but I can't seem to come up with anything current.<br><br>
We're possibly planning to TTC in Dec/Jan. I'm not currently, but could be added to my dh's health insurance from work, but its really expensive and I'm not sure if we can wing it. (Does that make me sound completely unfit and silly for wanting to ttc?) My only experience with gov. health coverage was in FL, with my dd, but it was super easy, basically if you were pregnant you were in and they paid for any birth as long as it was a LM, CPM, OB... Anyway.<br><br>
I've come up with some info about getting an open card, but I still don't quite understand.<br><br>
I'm really struggling with the whole "having the gov. pay for my baby" and we are still going to look into my dh's insurance, but like I said its expensive, really. So if you think I'm terrible, please be nice <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/redface.gif" style="border:0px solid;" title="Embarrassment">.<br><br>
Hope that made sense, tia.
 

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OHP will pay for a homebirth if you apply for coverage in your third trimester and ask specifically for an *open card*.<br><br>
Since midwives bill globally, after the birth, the only thing that could be incurred out of pocket is ultrasound and labwork done prior to OHP coverage. (Many of my clients opt to wait until coverage to obtain those types of services)<br><br>
Hope that makes sense.
 

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Thanks. I was starting to think I'd never get a response.<br>
How often do women get denied doing it that way? And whats the average that the out of pocket labs and such usually run? Thank again.<img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile">
 

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Well, you shouldn't get denied for applying specifically in your third trimester. The only thing that could get you denied is that you make more than the income level designated for coverage.<br><br>
re: labs, it depends on the midwife. I don't require that my clients *do* anything before they're covered, but some midwives do.<br><br>
An obstetric panel (which is routinely done by all providers) can cost anywhere from $75 to $200. An ultrasound can cost anywhere from $150 to $350. Other prenatal tests are additional, and I'm not sure of the cost.<br><br>
With my clients that are planning to apply for OHP, I ask for a $200 deposit and $20 per prenatal until they're covered. Every midwife has their own arrangement that they require.<br><br>
It all depends, basically. <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile"> Wish I could be more exact but I can't. xo
 
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