Well in Canada you have to replace a seat that has been in any accident, even a minor one. The insurance usually covers it. We were in an accident 2 weeks ago and had to replace our car seat that was only a month old (at least I could get a better seat).
using carseat after it's been in an accident
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In the US? Car insurance would cover it?
Originally Posted by pixiekisses Always replace carseats after accidents, no matter how minor, and no matter which brand, and no matter if there where kids in it or not. That's the guidelines here. The seats can get invisible damage, also inside. There's no way to know. And you don't take a chance with your kids life. Car seats are almost like bike helmets, designed to take one good hit, and then replace it. The insurance covers it too. |
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Not the US, we're in Scandinavia now. Here it gets covered. I have no idea about the States.
Originally Posted by leila1213 In the US? Car insurance would cover it? |
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Disclaimer that all policies and all states are different, but in general...
It depends. If the other driver is at fault, her or his insurance should cover a reasonable replacement (equivalent to the seats that were crashed). If you were at fault or if it was a no-fault accident, it depends on your coverage. If you only carry liability insurance, replacement carseats will not be covered. If you carry collision and/or comprehensive coverage, a reasonable replacement should be covered, subject to deductible.
Originally Posted by leila1213 In the US? Car insurance would cover it? |
It depends. If the other driver is at fault, her or his insurance should cover a reasonable replacement (equivalent to the seats that were crashed). If you were at fault or if it was a no-fault accident, it depends on your coverage. If you only carry liability insurance, replacement carseats will not be covered. If you carry collision and/or comprehensive coverage, a reasonable replacement should be covered, subject to deductible.
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Well their car was totaled, so the deductible would have been satisfied. Since they're going to get a new car seat this weekend, I'll tell them to submit the receipt to their ins co (State Farm). Couldn't hurt, right? Thanks!
Originally Posted by chickabiddy Disclaimer that all policies and all states are different, but in general... It depends. If the other driver is at fault, her or his insurance should cover a reasonable replacement (equivalent to the seats that were crashed). If you were at fault or if it was a no-fault accident, it depends on your coverage. If you only carry liability insurance, replacement carseats will not be covered. If you carry collision and/or comprehensive coverage, a reasonable replacement should be covered, subject to deductible. |
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I would not trust the car seat after an accident
Originally Posted by butterfly_mommy Well in Canada you have to replace a seat that has been in any accident, even a minor one. |
I would not trust the car seat after an accident
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Thank you for posting that. I hear of so many people who run over a curb and everyone is on them to replace their carseat.
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Originally Posted by sunnymw nak nhtsa guidelines---for britax, sk... |
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Yes! I had my van parked in the driveway, and installed were 2 Marathons, a Graco Nautilus, and an EFTA. DH was parked on the sideyard and backed his truck into my van, denting the vender and pushing it about 12" sideways in the dirt. Graco and Evenflo wanted me to replace the seats because they could no longer guarantee the seats would perform properly
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Originally Posted by chickabiddy Those guidelines only apply to Britax and Sunshine Kids. All other manufacturers do not believe their carseats are safe to reuse after a crash. |
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I understand that they are trying to error on the side of caution, but really?
Originally Posted by an_aurora Graco and Evenflo wanted me to replace the seats because they could no longer guarantee the seats would perform properly
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Yeah, no kidding, nobody is going to be able to look at it and tell you if it's safe. I've had people bring crashed seats to me to find out if they were safe and I'll just tell them to go by the manual, and replace.
Originally Posted by chickabiddy I disagree. I'm a certified Child Passenger Safety Technician. I'm very very good at what I do. But I do not have xray vision and cannot see inside plastic shells to determine if there are stress marks or fractures inside the seat. I would never okay *any* seat for reuse after a crash -- if it was a Britax or Sunshine Kids seat that met the criteria for reuse I would explain that, but I will not personally guarantee the safety of the seat. |
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