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Discussion Starter · #1 ·
Right now, i'm working 3 days a week and have convinced my boss to let me go down to 2 days a week after i return from maternity leave. (i'm taking 12 weeks off). i would love to go down to 1 day a week but not sure i can convince my boss of that. and i can't really afford to quit altogether. haven't quite figured it out yet, but i just know i'll want to be home with the baby once he's here. it was so hard to leave ds after my maternity leave with him.<br><br>
anyway, just wondering what others are doing???
 

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I'm already a SAHM so I'll be continuing with that. But I did return to work after my first child was born when she was 3 months old and stayed until I got laid off right around her first b-day. My boss was super flexible and let me work from home twice a week and come in the other 3. But the other 3 days were different from week to week to accomidate my dh's funky firefighter schedule. That way we were able to care for her just btwn the 2 of us for the most part (my aunt did watch her once every 9 weeks - funky schedule, like I said). So that's how we did it. I honestly didn't think I could afford to not work but when I got laid off I realized that I actually could. We had really been wasting a lot of money all that time. Wish I had known better and put that $ in the bank.
 

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The whole work situation is horrible. Blech. I was told I could work part time after the baby came, of course after my 12 weeks off. I thought great, I can probably do 20 hours a week. Well it turns out if I want to keep my benefits, I need to work 32 hours.<br><br>
Anyways, I'm pretty much over this whole drama, and am deciding to give up benefits. I do want to work enough however to keep my job and keep my career going, since I like what I do. I'm planning on working 3 days a week. And I've found an infant care place near my work that is pretty affordable considering the prices of that kind of thing in San Francisco.<br><br>
Of course all this might change when the baby comes, since it's probably going to kill me emotionally to have to leave him at daycare.
 

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Currently, I am working a whopping 10 hours a week (which will go up soon), and if I can bring the baby to work with me (which is a possibility) then I will keep working.
 

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I decided not to go back to my job after ds was born, but then my former employer came to me about 6 mos. later to see if I was interested in doing work from home, so I've been doing that, off and on, for about a year now. It probably averages out to about 10 hours a week. They say they have work for me for at least another 6 months, so i'm going to try and keep this gig going as long as I can. I usually only work when ds sleeps, or when dh is home on a full day off (he's a firefighter).
 

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I just want to advise everybody take into account the cost of daycare.<br><br>
I went back to work for a few months after ds was born, and had originally planned to only work 2.5 days a week. It cost us only an extra $50/month to bump up daycare for ds from 2.5 days a week to 5 days a week. I made enough money in those few months to take care of a few small debts and help us buy our (then) new wood stove.<br><br>
I'm currently a sahm to ds, and don't forsee that changing anytime soon, luckily. <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile">
 

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Oh, wow. Well, my life has been turned 180 by this pregnancy.... I almost lost my job, but it all worked out to me working from home, and only 20 hours a week.... I am so lucky. It's realllly tight, $$ wise, but we didnt have a choice, because I would have lost my job otherwise, and there was no way I could get a new one, with being as sick as I've been.<br><br>
So, through no planning of my own-- perhaps Babe's Big Plan, we joke-- to have mommy home all the time, <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/lol.gif" style="border:0px solid;" title="lol"> i'll be a WAHM.<br><br><img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/luxlove.gif" style="border:0px solid;" title="throb">
 

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Take into consideration the tax hit of the "marriage penalty" (only if you're married of course <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/lol.gif" style="border:0px solid;" title="lol"> ), esp. if the 2nd income pushes a big chunk of your income into a higher tax bracket. Eg, one couple we know (had a toddler and were expecting twins, though) needed the money but realized that they would only net an extra $100/mo. after paying the extra taxes and daycare for their twins and toddler.
 

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<div style="font-style:italic;">I went back to work for a few months after ds was born, and had originally planned to only work 2.5 days a week. It cost us only an extra $50/month to bump up daycare for ds from 2.5 days a week to 5 days a week. I made enough money in those few months to take care of a few small debts and help us buy our (then) new wood stove.</div>
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$50 extra a month is cheap. For us to go from 3 to 5 days is an extra $400. And that is at one of the more inexpensive daycare places. I've seen 5 day infant daycare up to $1600/month in San Francisco! If my only choice was to pay $1600, I'd probably consider starting my own business and doing work at home. Although it would be very difficult with my line of work.
 

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I am the breadwinner and my husband is a SAHD who takes remodeling projects off and on when his mother is visiting, etc. and eventually plans to run a parquet business out of the house. It's pretty unlikely due to our vastly different potentials (I make at least 3 times more than he would probably make if he went out now and found a regular job in his trade-- and potentially could make 5 times more or greater) for earning that we will ever switch. So, three months off this time (unpaid, arggh) and then back to full time, but I do get Fridays off twice a month and have regular hours and good benefits and make good money. If we have another I will probably take longer maternity leave (can't afford it this time) and maybe negotiate to work from home some.<br><br>
It's true that tax bites if one person makes a substantial amount and then the other makes a bit on top but gets taxed at the highest rate-- but it isn't always the wife's salary that happens to these days, often it's the husband's (there's a lot of women earning a lot more than their partners)! When partners' salaries are even, this effect is less evident and the financial analysis is a bit different. Every bit my DH makes gets taxed at my highest rate, although now I've changed jobs we're in a lower tax bracket and it isn't quite so bad-- nevertheless, it's better if he doesn't make more than a few grand a year at this point probably. He'd have to make a lot more to overcome child care and tax costs.
 

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DH works from home, and I have my little diaper business I do from home too. I LOVE it! We're still building DH's business, so money is tight, but I wouldn't trade it. I've been at home since we were married (I had a 9 month old baby at the time)-- though I have Massage School under my belt. Honestly, money just isn't worth it for us. I value my time at home SO much!
 

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Yup, it was only $325/mo for 2.5 days, and only $375 for 5 days a week. And we thought that was expensive. <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile"><br><br>
Another part of the reason I'm a sahm now is because of taxes and work costs. Dh keeps getting raises (yay!) but we're getting closer and closer to the next tax bracket up, and if I were still working, I'd only be bringing home maybe $50/month after everything because I was making less than half what dh is. As it is I still remind him about the next tax bracket, especially because it looks like his firm is giving out substantial bonuses this year. <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/shy.gif" style="border:0px solid;" title="innocent">
 

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Discussion Starter · #13 ·
unfortunately i make about 3 times as much as dh and childcare costs are a non-issue for us since my mom watches my ds when i'm at work. if i quit altogether we would be losing about 2/3rds of our total income (and i only work 3 days a week right now). if we really scrimp i can go down to one day a week, but again i'm not sure my boss will go for that. ho-hum.... at least i should be happy i'll be down to 2 days a week after i have the baby.
 

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I will be taking off from late March 2006 until Jan 2007. Then I will return to work FT. I work from home 80% of the time and my DH is a SAHD. I am the breadwinner for our family because I have a very good paying, stable job that allows us to live more comfotably than my DH's options would allow.<br><br>
It was very difficult to go back to work after my DD was born. She was 6-7 mo at that time and still needed me alot. We worked it out (DH and DD came on business trips, etc) and she was fine! My DH is an incredible SAHD and they have a very close relationship.<br><br>
She never really took a bottle, my DH would cup feed her if she really wanted my milk, but mostly she snacked on Cheerios and drank water until I came home and she reversed cycled. So I never really had to pump very much, which was fine because I'd had enough of that when she was born!
 

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I will be off until school is out (dh is a teacher) and then will be full time (3 12 hr shifts a week) until school starts. In the fall I will drop back to Saturdays only. Right now I work 2 days a week - every other weekend and Thursdays. I switch off with a lady from church. I watch her boys on Mondays and she watched my girls on Thursdays. Our oldest is in preschool on Thursday and rides to and from school with a friend whose daughter goes to the same school.
 

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I work from home for the local newspaper so I will keep doing that when the baby comes. I've been doing it for 7 years now, I did it through ds (he's 4) and I can do it again. It is tough though! I work anywhere from 20-50 hours per week, but most of the time it is around 25 hours.<br><br>
I don't really like my job but it pays the bills, my husband has been in university getting his Education Degree but he'll be done in May! YEAH! So, hopefully by next September he'll have a full time teaching job and I can quit my job <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile">
 

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Hi All! Great to be here!<br><br>
I am taking 12 weeks off, using disability and family leave $$ (55% pay). Then I plan to stretch out my vacation and sick leave (2-3 weeks worth) to give me another 2-3 months off. We will try to save enough to cover my income for the time not covered. I really want to be totally home for 5-6 months!! After that, i am blessed to have my mom to help. I am thinking she will come over 3 days a week, and I will work from home 2 days a week.<br>
I still have to get the OKAY on this, but if I can swing 2 days from home every week for the 6-12 month range I will be happy.<br><br><br>
I wish I could just retire now, but CA is a double income state anyway you slice it. Probably will move for babe #2~
 

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I am mainly a SAHM mom... I DO do SOME transcribing work for DH's company (personal injury law firm - I transcibe witness statements) but it is so few and far between that I am pretty much just a SAHM instead of a WAHM! LOL This will be the case after this babe comes as well...<br><br>
(Speaking of, I have a tape that I am SUPPOSED to be transcribing, but instead I am on here with you all!! LOL)<br><br>
Kerri
 
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