[3_opihi]

I am in a really kind of crisis situation and I'm wondering if anyone would be able to help me brainstorm a way out. Without saying too much, my life has taken a turn so that I need to leave my home with my children in the very near future. I am meeting with a counselor tomorrow, but I also need to start getting things in place so that I have stuff set up for when I leave.<br><br>
Basically, when I do go I will have NO money. Maybe a few hundred dollars, but not nearly enough to support my kids and I for even a short time. I do work part time, but I'm not sure if I will be able to continue on because of childcare and possible relocation. Also, I am supposed to find out some serious health related results tomorrow that will tell me if I will be able to continue working or not. The counselor is going to help me get set up with state benefits, but I'm not sure how much it will be and if it wil be enough, yk?<br><br>
I have no savings, no cc, barely even a credit rating. The only thing I can think of is to take out a small loan, but I don't think I have enough credit to get one myself without a cosigner. Is this possible? Would it be a good idea to take out a loan? I would really love it if someone could help me brainstorm this. I just want to make sure I have all my ducks in a row and a little backup of money in case my health is not ok and I cannot work.<br><br>
I would really appreciate any advice. Thanks, I'm at peace with this thing, but I just want to make sure it's all thought out clearly and with a plan.

 

[thriftyqueen]

Is there any family that you could move in with or that could help you? I would say if you could avoid taking out a loan, you would be better off. Especially since you don't know how you would pay off the loan if you are not working.<br><br>
Hopefully the test results will come back okay. That would make things easier.

 

[LEAW]

Aw mama, come live with me! (really you can)

 

[Ruthla]

Look into social services in your area, or the area you're planning to move to. You should qualify for food stamps, medicaid, etc. Your counselor should be ablr to help you with this as well.<br><br>
I don't know if this applies to your situation or not, but Domestic Violence Coalitions run shelters and other services for women and children in emergency situations (plus some services for situations that are less dire.)

 

[3_opihi]

Thank you for the replies.<br><br>
No, there is no family I can move in with.<br><br>
The counselor is helping me get set up with social services, but I'm worried that it will take a long time to recieve the benefits and also worried that it won't be enough. The area that I live in is shockingly expensive. I also worry about having enough money to get a place, make a deposit and have a buffer for a few months while things settle down.<br><br>
Thank you Lisa. You know I <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/love.gif" style="border:0px solid;" title="love"> you girl.

 

[thriftyqueen]

There should be some housing options for you too. When my DH and I were in college we lived in an apartment were the rent was dependant upon our income. Some months we paid $50. I think they figure 30% of your income would go to rent. This would be a good option for you, if it is available.