She can't stop paying them really though. She can stop for a while but the debt will continue to grow and eventually she will pay, one way or another, for those CC's.
Would you do this?
A close friend recently quit her job. She was working with family and had been really really unhappy (like, depressed and on medication) for many years now. She's been a SAHM for a few weeks and said she already feels much better. So,
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for her, right?
However, we all know that when you go from two incomes to a single income that something must go...and for them it was paying their credit card bills.
Would you do that? Just STOP paying your credit card bills?
DH and I talked about it and, personally, we'd find other places to scrimp and save before we did that...
So I wanted some other opinions!
However, we all know that when you go from two incomes to a single income that something must go...and for them it was paying their credit card bills.
Would you do that? Just STOP paying your credit card bills?
DH and I talked about it and, personally, we'd find other places to scrimp and save before we did that...
So I wanted some other opinions!
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Well i AM a SAHM, due to the fact that *I* couldn't handle being a WOH or WAHM - seriously you ladies who do that are AMAZING!
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But for us me being a SAHM is something we have to work around financially, and NOT paying a bill doesn't work around anything, it's just denial.
Hopefully now she's so much less stressed she'll figure out a way to make a few $, talk to her creditors and find a way to pay these bills off anyway. Sometimes you gotta do what you gotta do. I personally would find creditors hassling me very stressful so if i WERE working and wanting to stop i'd have to find a way to pay those things off BEFORE i left my job.
Hopefully now she's so much less stressed she'll figure out a way to make a few $, talk to her creditors and find a way to pay these bills off anyway. Sometimes you gotta do what you gotta do. I personally would find creditors hassling me very stressful so if i WERE working and wanting to stop i'd have to find a way to pay those things off BEFORE i left my job.
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I know jobs are hard to come by in a lot of places, but I would be pretty unhappy if I worked with my family. That may be part of the problem. Some families can work together very well and get along while others can't. It's often hard to separate work and family when the two are intermingled. I probably would have tried to find a job that didn't involve working with family before resorting to quitting and not paying my bills. I know it's not always that easy and it's not stated if she'd tried that, but I would have gone that route first. As I said earlier, I predict a bankruptcy filing in the their future. Once one credit card bill gets behind, it's very hard to catch up and things snowball out of control. I speak from experience on this...
Originally Posted by AFWife A close friend recently quit her job. She was working with family and had been really really unhappy (like, depressed and on medication) for many years now. She's been a SAHM for a few weeks and said she already feels much better. So,
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Is this a permanent decision to stop paying them or just a temporary thing until they get their budget squared away a bit better and work on the scrimping and saving to make those payments?
I feel squishy to just say that's wrong, wrong , wrong.
We don't know all the details of their finances or those credit card bills so it might be an ok thing for a while to try and get into a better place.
Originally Posted by AFWife A close friend recently quit her job. She was working with family and had been really really unhappy (like, depressed and on medication) for many years now. She's been a SAHM for a few weeks and said she already feels much better. So,
However, we all know that when you go from two incomes to a single income that something must go...and for them it was paying their credit card bills. Would you do that? Just STOP paying your credit card bills? DH and I talked about it and, personally, we'd find other places to scrimp and save before we did that... So I wanted some other opinions! |
I feel squishy to just say that's wrong, wrong , wrong.
We don't know all the details of their finances or those credit card bills so it might be an ok thing for a while to try and get into a better place.
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I personally wouldn't feel secure being in a situation where I couldn't work and therefore couldn't pay the CC bills, weather it was caused from depression or cancer. I can see how it could happen and I'd do whatever I had to to get healthy & try my best to pay the bills. Ideally I'd try to set something up prior to quitting, but not knowing all the details that might not have been an option for her. If I was able to work elsewhere where my illness didn't bother me I would.
But I totally agree with pbjmama that depression is an illness and it can be just as debilitating as any another illness.
Originally Posted by pbjmama Honestly if I was that depressed, yes, I might do what she did. I would not see it as a long term solution to just not pay bills. But a baby step out of depression could be staying home and she plans to take the next step when she can? If you were physically sick because of your workplace would you quit your job and not pay your cc bills until you could figure something out? If she is clinically depressed it is a very similar situation. Except having a mental illness doesn't seem to count in our society. |
I personally wouldn't feel secure being in a situation where I couldn't work and therefore couldn't pay the CC bills, weather it was caused from depression or cancer. I can see how it could happen and I'd do whatever I had to to get healthy & try my best to pay the bills. Ideally I'd try to set something up prior to quitting, but not knowing all the details that might not have been an option for her. If I was able to work elsewhere where my illness didn't bother me I would.
But I totally agree with pbjmama that depression is an illness and it can be just as debilitating as any another illness.
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