It might be better to do this as a poll, so people can vote somewhat anon

 

Hmm...I skew this since I'm single with no kidlets, but I make $42K a year (office job). I tithe to my church (10%) and 15% off the top goes into my 401K.

 

how about this one instead for a poll?
how much money per person do you have...
like if dh makes 50k and you have 5 people in the house that's 10k pp.

 

10k -15k...........its a huge struggle, thats two incomes, one from my father in laws social security and my dh's part time job.

for three adults and my 8mth old son

 

$27K or so for 2 adults and 1 teen. One more teen only 18 living away from home so I help out now and then. It's not much, but we can just pay the bills and are not in debt. We live on a budget of $2200 a month. It took a few years to figure out how to lessen our needs down to our income. Now we're very comfortable on very little.

 

The only problem with this question is that it really depends on where you live. We make around $40,000 a year which would be a lot of money in some areas but in california with 3 kids we could qualify for a lot of the state "programs for low income" if we wanted to. So what is a lot for one family isn't much for another.

 

Less than 35K for 2 adults and 2 kids. That's our takehome pay. We live in a fairly middle of the road community in the midwest, it's not cheap living but it's not terribly expensive here either. And we've found co-op housing, which makes this salary living possible. Otherwise we'd be in debt. Again.

 

We make a bit more than most here. But we live right outside Washington DC where things are expensive (like our apartment - 1000 sq ft currently $1418, would be going up to $1518 a month 8/1 if we weren't moving - that's pretty average). We live on quite a bit less than we (or rather, my husband - I SAH) make.

 

Our situation is odd. Technically we are living on about 30k/yr, but another issue makes it even harder to get by. A large chunk of that money is child support for my son. Because it is child support, I use it for things like music and gym classes, healthier food than we would normally be able to buy, nice clothing for him. Hopefully my husband will get a good job *crosses fingers* and we can afford to live as well as my son does

 

$70,000. Two adults (both 40 years old) and our adult, married daughter (22) who lives with us while she attends college and her husband is away.

 

I am not comfortable posting my exact income. DH makes about $5000 more than poverty line here in NJ, and I supplement that working about 10 hours a week. We used to make much, much more when I was working full-time; my salary was bigger than DH's.

 

I work pt (dd comes to work with me) and dh works ft -- between the two of us, we earn about $34K before taxes, insurance, and all is taken out. We're in CT, which is fairly expensive, so it's tough but we've found some good programs that helped us afford our house and we really make use of the resources around us (freecycle, WIC, trading services and stuff with family and friends, backyard gardening, clipping coupons and shopping sales, etc.).

 

Wow, I suddenly feel really REALLY wasteful. Between my salary (for 30 hours a week) and my DH's (which just stabilized), we make $83K before taxes. However, we also live in NJ, and in a moderate neighborhood, in an older home that needs a fair amount of work (and will soon need big things, like a new furnace etc.), our total mortgage/tax payment is $2200. So a big chunk of our income goes there. It's only been in the last few months that my DH has had a decent income though. Before that, for the last two years, he was in an outside sales job where his income was about $26K, and a HUGE portion of that went back into the job--he was spending more than $300 a month on gas alone, plus the occasional hotel room, paying people who worked for his team to "save" sales and collect checks for them, meals on the road because he was working a 70 hour week etc. So our savings was almost gone before I finally got him to leave the "cult"! We are now in a good financial place and are committed to finally really paying off our CC debt. Even so, why do I always feel so broke, when some of you are surviving on so little?

:

 

The income coming into our house, that is my dad and DH's money, so not all of it goes to DH and my bills, but I handle all my dad's money, comes to a little under $38k a year. We're comfortable, we have cell phones and satellite TV and can go out to eat as we feel the "need" (like last night, it was Pizza Hut cause my DS helped a bit too much with thawing out dinner's meat in the micro and blew it up

: )

When my dad passes on and it's just DH's income and what little I bring in with my "wah" stuff, it'll be a bit less then half that, but we'll be able to live in a small house, less heating bills, etc.

 

We are under 23k per year for a family of 2 adults, 2 toddlers, an infant. After paying CS it's under 20K per year for a family of 5.

 

We're up to $20K this year! Mortgage/ property taxes are $1000/month.

 

$45 K , but after taxes and health insurance come out it's about $3k a month. Right now we are paying off cc debt we racked up while dh wasn't working last year. Once we get that paid off we'll be very comfortable, and even able to save some. Our highest expenses are food (tons of fresh produce, so we are trying to learn to grow our own food) and some ridiculous utilties, like $125 /month FLAT RATE for water.

 

Our income varies... I work full time seasonally and DH works per diem. So, for 5 months I bring home a good paycheck and Dh works part time, then the rest of the time we rely on DH's flexible hours (anywhere from 8 to 60 hours a week!). I think our total income last year was about 34K. We live in a fairly inexpensive, more rural area, so things cost less... although we do use more gas since we cannot walk/bike to anything. But, we have a staggering amount of debt since buying (and fixing the major issues with) this house *sigh*. This January I cut up all the credit cards... hope to be credit debt free (paid off the cars and the student loans) in 3 years.

 

Dh and I both work full-time as teachers and make roughly $95K, but we live in Southern California. We pay $10,660 in daycare costs annually, and we own a modest home (1600 sq ft) that we were "lucky" to get for less than $350K. We do manage to put 22K into retirmement and other savings each year, so that's something, but with gas at $3.67 a gallon now, and the cost of milk going up too, it often feels like everything is more expensive here. AT least we own our cars free and clear!

 

Wow, it must be such a sacrifice for some of you to be SAHMs on such little income, your kids will never regret your decision though

DH and I are really fortunate to make as much as we do (last year was about $100k gross) and we're paying down debt as fast as we can, but it's still going to be hard to adjust when we have kids and we lose my income. Our monthly outgoings are around $3800 right now and everything extra goes to debt.

 

Around $35,000

2 adults
2 kids

Not bad at all for our area (cost of living is extremely low here - our rent is only $300).

All our bills, including groceries comes to about 1,200 month.

 

2 adults, one toddler - $25K before taxes. No car payment, no rent or mortgage, no credit card debt - so why am I so broke? Beats the heck out of me.

:

 

I'm not comfortable posting actual numbers either, but my husband earns approximately the median household income for our extremely economically diverse area.

We're doing fine, though we definitely live a more frugal lifestyle than a lot of our neighbors. I think that's mostly a matter of priorities, though.

 

We live on about 24K per year. Our mortgage/taxes/etc is $602 per month. We are trying to pay down credit card debt and break the habit of going out to eat so much.

 

I find this interesting.

Our numbers~ hubby takes home (after taxes) 2K a month and I take home 900 a month from my WAH job.

We made some expencive choices; we live 50 miles from DH's work, so we pay 600/month in fuel (NO good jobs less than 50 miles away, but we chose to live out here), we bought a huge truck that we use, but could get by without, so that payment is close to 400/month. We also have a dirtbike payment of 115/month. ahem. LOL Then we sacrifice in other areas, our mortgage (for a dumpy trailer on 15 acres) is 400/month and we don't have a 2nd vehicle, we never eat out (couldn't, lol, there's nothing out here!). We do have Netflix for 20/month, but not any TV. We have DSL but that's for my work. We also pay health insurance on me, but that's only 80/month.

Cara